Planning for retirement often comes down to one big question: Will Social Security be enough? A recent Forbes article, based on research from a personal finance site, highlights 25 U.S. cities where retirees can live well on Social Security—and Raleigh proudly made the list.

Why Raleigh Stands Out
Raleigh’s recognition comes from a mix of affordability, healthcare access, and overall quality of life. While housing costs are slightly higher than in some budget-friendly retirement destinations, other factors make Raleigh a smart choice:

Favorable Tax Climate: North Carolina does not tax Social Security benefits, and the state’s flat income tax rate is moderate compared to many others.

Strong Healthcare Access: As part of the Research Triangle, Raleigh is home to some of the best hospitals, specialists, and medical centers in the region—an important factor for retirees.

Balanced Cost of Living: Utilities, groceries, and services remain relatively affordable, helping offset higher housing prices.

Livable Climate: Mild winters and warm summers mean year-round outdoor activities and less need for expensive heating or cooling.

A Top Choice for Retirees
Raleigh’s blend of accessible healthcare, reasonable costs, and favorable tax treatment make it one of the best places in the country for retirees relying on Social Security. Combined with the area’s cultural amenities, thriving food scene, and proximity to both the mountains and the coast, Raleigh offers more than just affordability—it offers quality of life.